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Monday, August 13, 2012

Denied....

I just got off the phone with Social Security. I had a phone interview to apply for Medicaid. We got denied because supposedly we make too much money. What a joke that is.

I just don't understand how they can turn down a child with a disease that is life-long because of the parents' salary. As parents of a diabetic, you KNOW how expensive this disease is. Here is a breakdown of her medication costs:

Lantus: $40/month
Humalog: $40/month
Glucagon: $64/dose
needles: $10 for 200 (this doesn't last a month)
syringes: $10 for 200 (this doesn't last a month)
alcohol pads: $2.37/100
BG test strips: $20/200 (we have to refill every 2-3 weeks)
Ketone monitor test strips: no deductible...insurance won't cover them
Ketone urine strips: $10/100

Her specialist appointment is $81 per visit. this is her co-pay amount. Health insurance is such a joke. My husband works for the state and has the worst health insurance. Shouldn't state employees receive good benefits??

I'm so bummed. Hopefully, i can shake this crummy mood. Today is hubby's first day of fall semester, so he will be gone a lot more than over the summer :(

Thanks for letting me vent.
~K


7 comments:

  1. There are several Medicaid funded Insurances in the state of NC. Are you sure that you applied for the right one.

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  2. I applied through Social Security.

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  3. You may want to apply directly to the Medicaid for Infants and Children. They have a higher income threshold. For a family of 4 you would have to make over $3800 gross to be disqualified.

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  4. we got denied through them already.

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  5. That really stinks! You would think that it would be easier to get insurance for a sick child. Hopefully soon the ObamaCare will go through and then you would be able to opt in for the insurance for Bella.

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  6. Thats just crazy, Im gonna talk to a friend and see if she knows anything her kid has chronic illness and there is supposed to be a way that she could get insurance .Did you take them the bills from the dr they are supposed to add it up and if it exceeds 50% of your income they can help you. Also you can claim medical bill for the last three months . At least thats the way it used to be.NC health choice should be able to cover her too I dont get it . Let me make a few calls and ill let you know what I can find out. Probably nothing but im gonna try

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  7. I have a T1D 12 yr old and we do it all mail order through our ins mail order option. It saves us a lot more that way, but it is def . still very expensive & very frustrating. I am at frugalbeer@yahoo.com if you ever want to chat about anything at all. We have a mutual FB friend. Good luck with your mission to get a dog!!

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